Free
€0/ month
Start with an account and a virtual card.
GoDutch / Business accounts
Pay suppliers, give your team room to work and keep your financial records connected. With GoDutch, you can bring your business account, cards and everyday money admin together, with real people available when you need help.
Apply online. Account access is subject to eligibility and verification.
Best Customer Experience 2026 — Zakelijkbankieren.nl
Recognised for reachability, response speed and the quality of customer-service conversations. See the service assessment.
01 / Your working day
You sit down to finish work for a customer, then a supplier needs paying, someone needs a company card and your accountant asks for a missing receipt.
Each task looks small. Together, they keep pulling you away from the work you meant to do.
You want to know what has been paid, what still needs attention and who is spending what. You also want fewer things that only you can sort out.
GoDutch helps you connect that work, so keeping control takes less of your day.
02 / Choose your starting point
Start with the job that is taking up your time. Follow the relevant path to the account and tools that can help.
Set up a business account and separate company payments from personal spending.
Get up and runningIssue cards and set limits, so every purchase does not have to go through you.
Give your team room to workBring invoices, approvals and payments into a connected process.
Keep your bills movingConnect receipts and transactions with your accounting software.
Keep your records togetherReview transfer costs before making the payment.
Know the cost before you sendFind the appropriate account setup and access for your organisation.
Keep the right money in the right placeYou can use several paths together. Your plan determines the tools, access and usage included.
01 / Business account and payments
You have customers to serve and bills to pay. Get the account in place so you can get on with both.
Apply online for a business account with a Dutch IBAN. Once approved, you can receive payments, pay suppliers and keep your company transactions separate from personal spending.
02 / Company cards and expense management
Your team needs to buy things to do its job. You need to know where the money is going.
Give people their own physical or virtual cards, set spending limits and see transactions as they happen. Adjust access when responsibilities change.
You can delegate everyday purchases while keeping the boundaries clear.
“Issuing a card is easy, and if an employee leaves, you can cancel the card with no further costs.”
Lotte Vink, founder of Labfresh
Customer testimonial published by GoDutch.
03 / Invoice processing and payments
A bill should not need to make several trips between your inbox, your account and your bookkeeping.
Bring incoming invoices into one place, review them, approve payments and schedule when they go out. Keep track of what is waiting, what is coming due and what has been paid.
You keep the decisions. The connected process cuts down the repeated entry and checking around them.
04 / Receipt capture, matching and accounting integrations
You should not have to reconstruct last month from a pile of receipts and a string of messages.
Capture receipts, match them with transactions and connect GoDutch to your accounting software. Give your accountant access through an eligible plan, so more of the information they need is already available.
Connections include Exact Online, Moneybird, Yuki and e-Boekhouden. Find your accounting software.
“saves me hours of manual work every month”
05 / International payments
When you pay an overseas supplier, you want to understand the cost before committing to the transfer.
Send payments to supported destinations and review the charges in advance. Keep international payments alongside the rest of your business money, so you have less to piece together afterwards.
“you can see exactly what you’ll pay in advance”
Christiaan Moonen, managing director
Customer testimonial published by GoDutch.
06 / Holding-company, association and foundation accounts
When you manage more than one business, or money that belongs to an organisation, clear boundaries matter.
For a holding structure, you can manage separate accounts and switch between entities in the app. For an association or foundation, start with an account in the organisation’s name and check the access your board or administrator needs.
Your legal structure and intended use determine eligibility and the appropriate plan. Explore holding-company accounts.
03 / How it works together
A company purchase creates a payment, a receipt and a bookkeeping entry. A supplier invoice creates an approval, a payment and a record.
When those steps sit apart, you become the person connecting them.
With the relevant GoDutch tools and accounting connection in place, more of that work stays together:
You still review what needs your judgement. You spend less time moving the same information around. Explore expense management and invoice processing.
04 / A person when you need one
When a payment or application needs attention, you want to understand what is happening and what you need to do next.
You can reach GoDutch by phone, chat or email. Bring your question about setup, a payment or how a feature works.
If your business has a more involved ownership structure or a particular payment requirement, discuss it before applying.
05 / Plans for your business
Start with the account. Choose a plan around the people, payments and administration you need to manage.
€0/ month
Start with an account and a virtual card.
€12/ month
Add accounting connections, invoice tools and accountant access.
€29/ month
Manage team spending and earn 0.5% cashback on eligible card spending.
€49/ month
Support a larger team, access an account manager and earn 1% cashback on eligible card spending.
Prices exclude VAT where applicable. SEPA transfers cost €0.12 each. The Free plan has a €5 fee for a calendar month without transactions. Feature allowances, other service charges and cashback terms apply.
06 / Your first steps
Share your business and identity information online. Your application is reviewed before the account becomes available.
Choose the appropriate plan, add your accounting connection and set up the cards or access your business needs.
Start with supplier bills, team spending or receipt collection. Get that working, then add the next part when it is useful.
07 / Before you start
GoDutch advertises a working account within one working day. Your timing depends on eligibility, verification and whether further information is needed. Account information.
Check the supported connections before applying. You can link GoDutch with a range of Dutch and international accounting tools; what synchronises depends on the connection. Check integrations.
You can use card limits and access settings to control how people use the account. Choose a plan that supports your team and the permissions you need. Explore team spending.
You can explore an account for your organisation. Share its legal structure and intended use so eligibility and the right setup can be checked. Discuss your requirements.
Your payment services are provided by Swan, a French electronic money institution regulated by the ACPR. Customer funds are safeguarded separately at BNP Paribas. GoDutch provides the platform through which you access the service. Read how your funds are protected.
08 / Back to your business
Get your business account in place. Connect the payments, people and records that need to work together.
You can keep a clear view of your money while giving more of your attention to the business you are building.